Western Union Fraud Victim Remission (Phase 3)
United States v. The Western Union Company, No. 1:17-cr-00011 (M.D. Pa.) — DOJ Phase 3 victim remission under 28 C.F.R. Part 9
Verified July 2026. Deadlines change by court order — always confirm the current date on the official site before you file.
A U.S. Department of Justice remission program returning money to people who lost funds to scammers through Western Union transfers. It draws on the $586 million Western Union forfeited under its 2017 deferred prosecution agreement; Phase 3 reopened the petition process with an extended eligibility window. Eligible people can file a claim for free through the official settlement administrator until August 19, 2026.
Watch out for scams: Fraudsters impersonate this exact program. The real remission is free and run by the DOJ through its administrator, Verita Global — nobody legitimate will ever ask you to pay a fee, buy gift cards, or share your bank or card login to 'release' or 'speed up' your refund. If someone does, it's a scam.
Estimated payout
Reimbursement of your fraud loss (full or partial), paid from the $586 million forfeited fund.
Proof required?
You describe your loss on the petition. Supporting records (receipts, transfer details) help, but you don't need perfect records to start.
Cost
Always free through the official administrator.
Who qualifies
People in the U.S. who sent a Western Union money transfer between January 1, 2004 and March 9, 2020 as a result of a scam or fraud. (If your Phase 1 or 2 petition was denied only because your transfer fell outside the old window, you may not need to refile — check the official site.)
Background
The money comes from Western Union's 2017 deferred-prosecution agreement with the Justice Department, in which the company forfeited $586 million after admitting it processed hundreds of thousands of fraudulent transactions for scammers over years of weak anti-fraud controls. Phases 1 and 2 already returned money to hundreds of thousands of victims; Phase 3 reopened the process with a wider eligibility window for people the earlier rounds missed.
What you need to file
- The claim ID and PIN from your notice, if you received a pre-filled petition.
- Details of the Western Union transfer(s) you sent to a scammer (dates and amounts).
- Your current mailing address and contact information.
What you can get
Reimbursement of your fraud loss (full or partial), paid from the $586 million forfeited fund.
Proof of purchase or loss: You describe your loss on the petition. Supporting records (receipts, transfer details) help, but you don't need perfect records to start.
How to file for free
Go directly to the official settlement administrator at westernunionremissionphase3.com and file your claim. It takes a few minutes and costs nothing. The deadline is August 19, 2026 — confirm it on the official site, since courts can move deadlines.
Free to file. We’re not a law firm.
Unclaimed Guide is an independent guide. We are not a law firm, not a claims-filing service, and not affiliated with The Western Union Company, the settlement administrator, or the court. You can always file this claim yourself, for free, at the official site above. Never pay a company that offers to file it for you.
Common questions
No — it's a real U.S. Department of Justice program. Filing is free and no one legitimate will ask you to pay a fee to receive your money. File your petition free at westernunionremissionphase3.com by August 19, 2026.
Yes. Filing is always free through the official settlement administrator at westernunionremissionphase3.com. You never need to pay a law firm or a claims service — we are an independent guide and are not affiliated with the settlement, the administrator, or the court.
The deadline is August 19, 2026. Deadlines can change by court order, so confirm the current date on the official site, westernunionremissionphase3.com, before you act.
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