Unclaimed federal money
Not all unclaimed money sits with the states. The federal government and private plans hold their own — old retirement accounts, savings bonds, tax refunds, and more, each with its own official search. We’re building a definitive guide to each source.
Coming soon. Detailed, source-cited guides for each federal source are in progress. In the meantime, start with how to find unclaimed money in your name for free, which covers these federal sources in its checklist.
Lost 401(k)s & pensions
Old workplace retirement money tracked by the Department of Labor and the PBGC.
Unclaimed life insurance
Policies where the insurer lost track of the beneficiary.
Savings bonds
Matured, uncashed U.S. Treasury savings bonds.
IRS tax refunds
Undelivered or uncashed federal refund checks.
FDIC & NCUA funds
Money left behind at failed banks and credit unions.
HUD / FHA refunds
Refunds owed to some former FHA-insured mortgage borrowers.