Idaho Unclaimed Property: How to Search and Claim (Free)
Held by the state
Average claim
Cost to claim
Idaho is holding about $291 million in unclaimed property as of July 2026. You can search your name and claim it for free at YourMoney.Idaho.gov, the official Idaho State Treasurer's Office, Unclaimed Property Program site. A simple claim in your own name takes about 10 minutes and costs nothing.
How to search Idaho’s unclaimed property for free
The only site you need is YourMoney.Idaho.gov, run by the Idaho State Treasurer's Office, Unclaimed Property Program. Searching is free, and so is filing your claim. You never pay the state to get your own money, and you never need to hand over money to see what is waiting for you.
Search your last name first, then try maiden names, nicknames, and any business you owned. Idaho lists property under old mailing addresses, so search broadly and check every result that could be you before you file.
The Idaho State Treasurer's Office, Unclaimed Property Program
Idaho’s unclaimed property is held by the Idaho State Treasurer's Office, Unclaimed Property Program. When a bank, employer, or insurer loses touch with you for the state’s dormancy period, it must turn your money over to this office, which then holds it for you to claim.
Idaho's Unclaimed Property Program is run by the State Treasurer's Office, and the only official search is YourMoney.Idaho.gov. As of December 2025 the Treasurer safeguards more than $291 million, and in November 2025 alone the office returned a record $2.25 million in a single month. The state holds these funds in perpetuity — there is no deadline to claim. Idaho also holds the contents of thousands of unclaimed safe deposit boxes.
What’s specific to Idaho
- The only official site is YourMoney.Idaho.gov, run by the State Treasurer.
- The Treasurer safeguards more than $291 million and set a record returning $2.25 million in November 2025 alone.
- Idaho holds unclaimed property forever — there is no time limit to file a claim.
- The state safeguards contents from thousands of unclaimed safe deposit boxes, including jewelry and documents.
How to claim in Idaho
You can do this yourself in about 10 minutes, free. Here is exactly how, step by step.
Search YourMoney.Idaho.gov
Go to YourMoney.Idaho.gov, the State Treasurer's official site, and search your last name. Try maiden names and any Idaho business you ran. Searching is free.
Add each match to your claim
Open every result that could be you and add it. Idaho lists property under old addresses, so check each place you have lived.
Verify your identity
Provide your address and Social Security number so the Treasurer can match you to the property. You never pay to claim.
Submit your documents
Upload a government ID and any proof the site requests. Estate and business claims may need notarized paperwork.
Get paid
The Treasurer reviews the claim and pays by check. Simple cash claims are the fastest; securities and safe-deposit claims take longer.
Claiming for a deceased relative in Idaho
You can claim property that belonged to a relative who died, but Idaho will ask for more than a simple claim needs. Expect to provide a certified death certificate and proof that you are entitled to the estate — a will, letters testamentary, or a small-estate affidavit, depending on the amount.
Here’s the honest part: heir claims take longer than claims in your own name, sometimes several months, because the state verifies the chain of inheritance. If several heirs exist, each may need to sign. Our guide on claiming unclaimed money from deceased relatives walks through exactly which documents Idaho accepts.
Dormancy periods in Idaho
“Dormancy” is how long an account can sit untouched before the holder must report it to the state. It varies by property type:
| Property type | Dormancy period |
|---|---|
| Uncashed paychecks / wages | 1 year |
| Utility deposits | 1 year |
| Bank accounts (checking/savings) | 5 years |
| Stocks / securities | 5 years |
| Safe deposit box contents | 5 years |
| Money orders | 7 years |
Idaho finder-fee cap
You do not need a finder. A finder is a company that offers to recover your money for a cut. Their letters are not a scam, but they are unnecessary — the same claim is free if you file it yourself.
Idaho caps what a finder can charge at 10%, under Idaho Code §14-544. If a letter asks for more, or asks for money up front, treat it as a red flag.
Idaho unclaimed property: common questions
Yes. YourMoney.Idaho.gov is the official unclaimed property site of the Idaho State Treasurer's Office. Searching and claiming are free. If a site asks you to pay a fee just to see your money, it is not the state.
Most straightforward cash claims are paid within a few weeks to a couple of months after the Treasurer confirms your identity. Claims for securities, safe-deposit contents, or a deceased owner take longer.
Yes. 'Found money' is unclaimed property — old paychecks, deposits, and refunds the State Treasurer is holding for you. You can search and claim it yourself for free at YourMoney.Idaho.gov, with no finder and no fee.
Idaho caps finder fees at 10% and voids any finder agreement for the first 24 months after property is reported, under Idaho Code §14-544. You never need a finder — the same claim is free at YourMoney.Idaho.gov.
Yes, as an heir. There is no deadline in Idaho. You will provide a death certificate and proof you are entitled to the estate. See our guide on claiming for a deceased relative.
Unclaimed property in nearby states
See all state guides, or read how to find unclaimed money in your name for free across every state and federal source.