Utah Unclaimed Property: How to Search and Claim (Free)
Held by the state
Average claim
Cost to claim
Utah is holding about $375 million in unclaimed property as of July 2026. You can search your name and claim it for free at mycash.utah.gov, the official Utah State Treasurer, Unclaimed Property Division site. A simple claim in your own name takes about 10 minutes and costs nothing.
How to search Utah’s unclaimed property for free
The only site you need is mycash.utah.gov, run by the Utah State Treasurer, Unclaimed Property Division. Searching is free, and so is filing your claim. You never pay the state to get your own money, and you never need to hand over money to see what is waiting for you.
Search your last name first, then try maiden names, nicknames, and any business you owned. Utah lists property under old mailing addresses, so search broadly and check every result that could be you before you file.
The Utah State Treasurer, Unclaimed Property Division
Utah’s unclaimed property is held by the Utah State Treasurer, Unclaimed Property Division. When a bank, employer, or insurer loses touch with you for the state’s dormancy period, it must turn your money over to this office, which then holds it for you to claim.
Utah's Unclaimed Property Division sits inside the Office of the State Treasurer, and the only official site is mycash.utah.gov. Reporting has surged lately: in fiscal year 2025 businesses turned over a record $178.3 million, while the office returned a record $43.4 million to Utahns. The state holds property in perpetuity — you or your heirs can claim it no matter how many years pass — and it never charges a fee to give your money back.
What’s specific to Utah
- The official portal is branded MyCash.Utah.gov, run by the State Treasurer.
- Utah holds property forever — there is no deadline to claim your own money or a deceased relative's.
- Reported property hit a record $178.3 million in FY2025, so it is worth searching again even if you have looked before.
- The Treasurer's office runs periodic online 'webathons' where staff help Utahns file claims live, for free.
How to claim in Utah
You can do this yourself in about 10 minutes, free. Here is exactly how, step by step.
Search your name on mycash.utah.gov
Go to mycash.utah.gov, the official Utah portal, and search your first and last name. Also search maiden names, misspellings, and any business you owned. Searching is free and takes about two minutes.
Open each matching property and add it to your claim
Click any result that looks like you and add it to your claim. Utah lets you claim several properties at once, so check every address you have lived at.
Confirm your identity
The state asks for your current address and the last four digits of your Social Security number to match you to the property. You never pay a fee and you never send money to claim.
Upload proof and submit
Upload a photo of your government ID and, if asked, proof of your old address. Submit the claim online. Print the confirmation page for your records.
Wait for the state to review and pay
Utah reviews the claim and pays valid claims by check or direct deposit. Simple cash claims are usually the fastest; claims involving stock or a deceased owner take longer.
Claiming for a deceased relative in Utah
You can claim property that belonged to a relative who died, but Utah will ask for more than a simple claim needs. Expect to provide a certified death certificate and proof that you are entitled to the estate — a will, letters testamentary, or a small-estate affidavit, depending on the amount.
Here’s the honest part: heir claims take longer than claims in your own name, sometimes several months, because the state verifies the chain of inheritance. If several heirs exist, each may need to sign. Our guide on claiming unclaimed money from deceased relatives walks through exactly which documents Utah accepts.
Dormancy periods in Utah
“Dormancy” is how long an account can sit untouched before the holder must report it to the state. It varies by property type:
| Property type | Dormancy period |
|---|---|
| Uncashed paychecks / wages | 1 year |
| Bank accounts (checking/savings) | 3 years |
| Life insurance proceeds | 3 years |
| Safe-deposit box contents | 5 years |
| Money orders | 7 years |
Utah finder-fee cap
You do not need a finder. A finder is a company that offers to recover your money for a cut. Their letters are not a scam, but they are unnecessary — the same claim is free if you file it yourself.
Utah caps what a finder can charge at 20%, under Utah Admin. Code R966-1-37. If a letter asks for more, or asks for money up front, treat it as a red flag.
Utah unclaimed property: common questions
Yes. MyCash.Utah.gov is the official unclaimed property site of the Utah State Treasurer. Searching is free and claiming is free. If a site or letter asks you to pay a fee just to see or release your money, it is not the state.
Simple cash claims in your own name are usually paid within a few weeks after the Treasurer confirms your identity. Claims involving stock, safe-deposit contents, or a deceased owner take longer because more documents are reviewed.
Yes. 'Found money' is just another name for unclaimed property — old paychecks, deposits, refunds, and insurance the state is holding for you. You can search and claim it yourself for free at mycash.utah.gov in about ten minutes, with no finder and no fee.
Utah caps finder fees at 20% and bars any finder from signing you to a contract until the property has been with the state for at least 24 months (Utah Admin. Code R966-1-37). You never need a finder — the same claim is free at mycash.utah.gov.
Yes. Because Utah holds property in perpetuity, heirs can claim a deceased relative's money at any time. You will provide a death certificate and proof you are entitled to the estate. See our guide on claiming for a deceased relative.
Unclaimed property in nearby states
See all state guides, or read how to find unclaimed money in your name for free across every state and federal source.