New Hampshire Unclaimed Property: How to Search and Claim (Free)
Held by the state
Average claim
Cost to claim
New Hampshire's Abandoned Property Division held about $36.9 million in pre-escheat property as of June 30, 2025, and takes in roughly $33 million more each year. Amounts left unclaimed are turned over to the General Fund and county treasurers, but owners can still claim what belongs to them at no cost. You can search your name and claim it for free at FindNHMoney.gov, the official New Hampshire State Treasury, Abandoned Property Division site. A simple claim in your own name takes about 10 minutes and costs nothing.
How to search New Hampshire’s unclaimed property for free
The only site you need is FindNHMoney.gov, run by the New Hampshire State Treasury, Abandoned Property Division. Searching is free, and so is filing your claim. You never pay the state to get your own money, and you never need to hand over money to see what is waiting for you.
Search your last name first, then try maiden names, nicknames, and any business you owned. New Hampshire lists property under old mailing addresses, so search broadly and check every result that could be you before you file.
The New Hampshire State Treasury, Abandoned Property Division
New Hampshire’s unclaimed property is held by the New Hampshire State Treasury, Abandoned Property Division. When a bank, employer, or insurer loses touch with you for the state’s dormancy period, it must turn your money over to this office, which then holds it for you to claim.
New Hampshire's Abandoned Property Division sits inside the State Treasury. It held about $36.9 million in pre-escheat property as of June 30, 2025, and takes in roughly $33 million a year from banks, insurers, and other holders. New Hampshire returns money through its official site, FindNHMoney.gov, and also reports to the national MissingMoney.com database. Unclaimed amounts are eventually delivered to the General Fund and county treasurers, but the Treasury still pays valid owner claims, and both searching and filing are free.
What’s specific to New Hampshire
- The Abandoned Property Division held about $36.9 million in pre-escheat property as of June 30, 2025.
- The Division takes in roughly $33 million a year and returns several million to owners annually.
- The official search and claim site is FindNHMoney.gov, and New Hampshire also reports to MissingMoney.com.
- New Hampshire sets no flat percentage cap on finder fees, but agreements are unenforceable for the first 24 months and any excessive fee can be challenged.
How to claim in New Hampshire
You can do this yourself in about 10 minutes, free. Here is exactly how, step by step.
Search FindNHMoney.gov
Go to FindNHMoney.gov, the New Hampshire State Treasury's official site, and search your name plus any maiden name or business. New Hampshire also reports to MissingMoney.com.
Add each matching property to your claim
Select every result that could be you and add it. Check each town you have lived in.
Verify your identity
Enter your address and the last four digits of your Social Security number so the Abandoned Property Division can match you. There is never a fee.
Upload your documents
Attach a government ID and any proof of address requested. Small claims are often fast-tracked through the state's data-match process.
Get paid
The Treasury pays approved claims by check. Simple cash claims are usually paid within a few weeks to a couple of months; stock and estate claims take longer.
Claiming for a deceased relative in New Hampshire
You can claim property that belonged to a relative who died, but New Hampshire will ask for more than a simple claim needs. Expect to provide a certified death certificate and proof that you are entitled to the estate — a will, letters testamentary, or a small-estate affidavit, depending on the amount.
Here’s the honest part: heir claims take longer than claims in your own name, sometimes several months, because the state verifies the chain of inheritance. If several heirs exist, each may need to sign. Our guide on claiming unclaimed money from deceased relatives walks through exactly which documents New Hampshire accepts.
Dormancy periods in New Hampshire
“Dormancy” is how long an account can sit untouched before the holder must report it to the state. It varies by property type:
| Property type | Dormancy period |
|---|---|
| Bank accounts (checking/savings) | 3 years |
| Uncashed paychecks / wages | 1 year |
| Utility deposits | 1 year |
| Insurance proceeds | 3 years |
| Stocks / securities | 3 years |
| Money orders | 7 years |
New Hampshire finder-fee cap
You do not need a finder. A finder is a company that offers to recover your money for a cut. Their letters are not a scam, but they are unnecessary — the same claim is free if you file it yourself.
New Hampshire does not set a flat percentage cap on finder fees. Instead, under RSA 471-C:39, New Hampshire sets no flat percentage cap, but any agreement to locate your property is unenforceable during the first 24 months after it reaches the state, must be in writing, and any fee a court finds excessive or unjust can be struck. Either way, the same claim is free if you file it yourself.
New Hampshire unclaimed property: common questions
Yes. FindNHMoney.gov is the official site of the New Hampshire State Treasury's Abandoned Property Division. Searching and claiming are free. If a site asks you to pay a fee to see your money, it is not the state.
The Abandoned Property Division held about $36.9 million in pre-escheat property as of June 30, 2025, and takes in roughly $33 million more each year from banks, insurers, and other holders.
Simple cash claims are usually paid within a few weeks to a couple of months after the Treasury confirms your identity; small claims are often fast-tracked. Claims involving securities or a deceased owner take longer.
Yes. 'Found money' is unclaimed property — uncashed checks, dormant accounts, deposits, and refunds the state is holding for you. You can search and claim it yourself for free at FindNHMoney.gov; there is no fee and no finder required.
New Hampshire does not set a flat percentage cap. Under RSA 471-C:39, any agreement to locate your property is unenforceable for the first 24 months after it reaches the state, must be in writing, and any fee a court finds excessive can be struck. Because filing yourself is free, you rarely need a finder.
Yes, as an heir. The Treasury will ask for a death certificate and proof you are entitled to the estate. See our guide on claiming for a deceased relative.
Unclaimed property in nearby states
See all state guides, or read how to find unclaimed money in your name for free across every state and federal source.