Indiana Unclaimed Property: How to Search and Claim (Free)
Held by the state
Average claim
Cost to claim
Indiana is holding about $1.0 billion in unclaimed property as of July 2026. You can search your name and claim it for free at indianaunclaimed.gov, the official Indiana Office of the Attorney General, Unclaimed Property Division site. A simple claim in your own name takes about 10 minutes and costs nothing.
How to search Indiana’s unclaimed property for free
The only site you need is indianaunclaimed.gov, run by the Indiana Office of the Attorney General, Unclaimed Property Division. Searching is free, and so is filing your claim. You never pay the state to get your own money, and you never need to hand over money to see what is waiting for you.
Search your last name first, then try maiden names, nicknames, and any business you owned. Indiana lists property under old mailing addresses, so search broadly and check every result that could be you before you file.
The Indiana Office of the Attorney General, Unclaimed Property Division
Indiana’s unclaimed property is held by the Indiana Office of the Attorney General, Unclaimed Property Division. When a bank, employer, or insurer loses touch with you for the state’s dormancy period, it must turn your money over to this office, which then holds it for you to claim.
Indiana is unusual: its unclaimed property program lives inside the Office of the Attorney General, not the Treasury. It reports to MissingMoney.com. Indiana moved to the indianaunclaimed.gov portal in recent years, and most single-owner cash claims can be completed and approved entirely online.
What’s specific to Indiana
- Run by the Attorney General, not the Treasurer — unusual among states.
- Most single-owner cash claims finish entirely online.
- Indiana holds property indefinitely; there is no deadline to claim.
How to claim in Indiana
You can do this yourself in about 10 minutes, free. Here is exactly how, step by step.
Search indianaunclaimed.gov
Search your name on the Indiana Attorney General's official site, which runs the program instead of the Treasury. Indiana also reports to MissingMoney.com.
Add your matching property to a claim
Select each result that is yours and start a claim. Most single-owner cash claims finish entirely online.
Verify your identity
Provide your address and the last four digits of your Social Security number so the office can match the record. Filing is free.
Submit your documents
Upload a government ID and any proof requested. Business and estate claims need extra documents.
Get paid
Indiana pays approved online cash claims often within a few weeks; securities and estate claims take longer. There is no deadline to claim.
Claiming for a deceased relative in Indiana
You can claim property that belonged to a relative who died, but Indiana will ask for more than a simple claim needs. Expect to provide a certified death certificate and proof that you are entitled to the estate — a will, letters testamentary, or a small-estate affidavit, depending on the amount.
Here’s the honest part: heir claims take longer than claims in your own name, sometimes several months, because the state verifies the chain of inheritance. If several heirs exist, each may need to sign. Our guide on claiming unclaimed money from deceased relatives walks through exactly which documents Indiana accepts.
Dormancy periods in Indiana
“Dormancy” is how long an account can sit untouched before the holder must report it to the state. It varies by property type:
| Property type | Dormancy period |
|---|---|
| Bank accounts | 3 years |
| Uncashed wages | 1 year |
| Utility deposits | 1 year |
| Insurance proceeds | 3 years |
| Stocks and dividends | 3 years |
| Money orders | 7 years |
Indiana finder-fee cap
You do not need a finder. A finder is a company that offers to recover your money for a cut. Their letters are not a scam, but they are unnecessary — the same claim is free if you file it yourself.
Indiana caps what a finder can charge at 10%, under Ind. Code §32-34-1.5-42. If a letter asks for more, or asks for money up front, treat it as a red flag.
Indiana unclaimed property: common questions
Yes. indianaunclaimed.gov is run by the Indiana Attorney General's Unclaimed Property Division. Searching and claiming are free, and Indiana reports to MissingMoney.com.
Yes. 'Found money' is unclaimed property the Attorney General's office holds for you — old accounts, refunds, and uncashed checks. It is free to search and claim at indianaunclaimed.gov, and Indiana reports to MissingMoney.com.
Search your name at indianaunclaimed.gov. Searching and filing your claim are both free — you never pay the state.
Simple online claims are often reviewed within a few weeks. Claims involving securities, businesses, or estates take longer.
Indiana caps finder's fees at 10% under Ind. Code §32-34-1.5-42. You do not need a finder for a claim in your own name.
Yes, as an heir, with a death certificate and proof of your right to the estate. See our deceased-relative guide.
Unclaimed property in nearby states
See all state guides, or read how to find unclaimed money in your name for free across every state and federal source.