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Lemonade Insurance Data Breach Settlement

In re Lemonade, Inc. Data Disclosure Litigation, No. 1:25-cv-04106-JHR-KHP (U.S. District Court, Southern District of New York)

Last updated Data breaches

Closed. The claim deadline of September 8, 2026 has passed. You can no longer file a claim for this settlement. This page is kept for reference.

The short answer

A $10.5 million settlement over an unauthorized data exposure involving Lemonade's online insurance quote platform between April 2023 and September 18, 2024, which may have exposed driver's license numbers. Lemonade denies wrongdoing. The deadline of September 8, 2026 has passed, so this settlement is closed.

Verified July 2026 · Source: Official settlement website (Kroll)

Estimated payout

A cash payment for valid claims (with reimbursement of documented losses up to $10,000). All class members also automatically receive Credit Monitoring and Insurance Services. Cash amounts depend on how many people file.

Proof required?

A proportional cash payment can be claimed with the claim form; documented losses up to $10,000 require supporting records. Credit monitoring is automatic and needs no claim.

Cost

Always free through the official administrator.

Who qualifies

People who received a notice that their personal information (including driver's license number) may have been compromised in the Lemonade data exposure.

What you need to file

  • The notice you received from Lemonade about the data exposure, if you have it.
  • For documented-loss claims: records supporting losses tied to the exposure.
  • Your contact information and a payment choice.

What you can get

A cash payment for valid claims (with reimbursement of documented losses up to $10,000). All class members also automatically receive Credit Monitoring and Insurance Services. Cash amounts depend on how many people file.

Proof of purchase or loss: A proportional cash payment can be claimed with the claim form; documented losses up to $10,000 require supporting records. Credit monitoring is automatic and needs no claim.

Free to file. We’re not a law firm.

Unclaimed Guide is an independent guide. We are not a law firm, not a claims-filing service, and not affiliated with Lemonade, Inc. and Lemonade Insurance Agency, LLC, the settlement administrator, or the court. You can always file this claim yourself, for free, at the official site above. Never pay a company that offers to file it for you.

Common questions

A cash payment for valid claims (documented losses up to $10,000), plus automatic credit monitoring for all class members. File free at lemonadedatadisclosuresettlement.com by September 8, 2026.

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