Flagstar Bank Data Breach Settlement
Angus, et al. v. Flagstar Bank, N.A., No. 2:21-cv-10657-MFL-DRG (U.S. District Court, Eastern District of Michigan)
Verified July 2026. Deadlines change by court order — always confirm the current date on the official site before you file.
A $31.5 million settlement resolving claims over two 2021 Flagstar data breaches (January and December 2021) that affected the personal information of approximately 2.19 million people. Eligible people can file a claim for free through the official settlement administrator until August 11, 2026.
Estimated payout
Reimbursement of documented losses up to $25,000; a residual cash payment (estimated ~$60, up to $599) with no proof; three years of credit monitoring; and an additional payment up to $100 for California residents.
Proof required?
No proof is required for the residual cash payment. Documentation is only needed for the documented-losses tier (up to $25,000).
Cost
Always free through the official administrator.
Who qualifies
U.S. residents whose personal information was impacted by either or both of Flagstar's 2021 data breaches, as reflected on the settlement class list (most received a notice).
What you need to file
- The Settlement Claim ID from your Flagstar notice.
- Your current contact information.
- For the documented-losses tier: receipts, statements, or identity-theft records tied to the breaches.
What you can get
Reimbursement of documented losses up to $25,000; a residual cash payment (estimated ~$60, up to $599) with no proof; three years of credit monitoring; and an additional payment up to $100 for California residents.
Proof of purchase or loss: No proof is required for the residual cash payment. Documentation is only needed for the documented-losses tier (up to $25,000).
How to file for free
Go directly to the official settlement administrator at flagstarsettlement.com and file your claim. It takes a few minutes and costs nothing. The deadline is August 11, 2026 — confirm it on the official site, since courts can move deadlines.
Free to file. We’re not a law firm.
Unclaimed Guide is an independent guide. We are not a law firm, not a claims-filing service, and not affiliated with Flagstar Bank, N.A., the settlement administrator, or the court. You can always file this claim yourself, for free, at the official site above. Never pay a company that offers to file it for you.
Common questions
You can take a residual cash payment (estimated around $60, no proof) plus three years of credit monitoring, or claim documented losses up to $25,000 with records. California residents can add up to $100. File free at flagstarsettlement.com by August 11, 2026.
Yes. Filing is always free through the official settlement administrator at flagstarsettlement.com. You never need to pay a law firm or a claims service — we are an independent guide and are not affiliated with the settlement, the administrator, or the court.
The deadline is August 11, 2026. Deadlines can change by court order, so confirm the current date on the official site, flagstarsettlement.com, before you act.
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