American Consumer Credit Counseling Data Breach Settlement
Dinkel, et al. v. American Consumer Credit Counseling, Inc., No. 2581CV02933 (Superior Court of Middlesex County, Massachusetts)
Closed. The claim deadline of September 16, 2026 has passed. You can no longer file a claim for this settlement. This page is kept for reference.
A proposed class action settlement over a January 2025 cybersecurity incident in which a criminal third party gained unauthorized access to certain American Consumer Credit Counseling (ACCC) employee email accounts. The information potentially exposed may have included names, Social Security numbers, driver's license numbers, financial account numbers, and payment card information. ACCC denies wrongdoing. The deadline of September 16, 2026 has passed, so this settlement is closed.
Estimated payout
A cash payment and/or reimbursement of documented losses from the settlement; the exact amount depends on the number of valid claims. Confirm the current benefit tiers on the official site before you file.
Proof required?
Documentation is required to claim reimbursement for out-of-pocket losses; the base cash benefit is claimed by certifying you are a class member. Check the official claim form for the current tiers.
Cost
Always free through the official administrator.
Who qualifies
People who were sent notice that their private information may have been impacted in the January 2025 American Consumer Credit Counseling data incident.
Background
American Consumer Credit Counseling is a nonprofit that helps people manage debt — so the accounts it holds are unusually sensitive, combining identity data with financial details. The breach began with compromised employee email accounts, a reminder that a single phished inbox can expose the records of everyone an organization serves.
What you need to file
- The Claim ID or notice you received, if any.
- For loss reimbursement: receipts, statements, or dated records of expenses tied to the breach.
- Your contact information and a payment choice.
What you can get
A cash payment and/or reimbursement of documented losses from the settlement; the exact amount depends on the number of valid claims. Confirm the current benefit tiers on the official site before you file.
Proof of purchase or loss: Documentation is required to claim reimbursement for out-of-pocket losses; the base cash benefit is claimed by certifying you are a class member. Check the official claim form for the current tiers.
Free to file. We’re not a law firm.
Unclaimed Guide is an independent guide. We are not a law firm, not a claims-filing service, and not affiliated with American Consumer Credit Counseling, Inc., the settlement administrator, or the court. You can always file this claim yourself, for free, at the official site above. Never pay a company that offers to file it for you.
Common questions
The claim deadline is September 16, 2026. You can file free online at acccsettlement.com — the base benefit is claimed by certifying you're a class member, and documentation is only needed if you claim reimbursement for out-of-pocket losses.
Yes. Filing is always free through the official settlement administrator at acccsettlement.com. You never need to pay a law firm or a claims service — we are an independent guide and are not affiliated with the settlement, the administrator, or the court.
No. The deadline (September 16, 2026) has passed, so the window is closed. Deadlines are set by the court; check acccsettlement.com for any updates.
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